Financing For California Investors And Business Owners

Real estate investors, fix-and-flippers, and business owners across California who need capital fast — on properties and situations conventional lenders decline.

Bridge, Term, And Permanent Financing With No Upfront Fees

Since 2001, Jo-Ann, David, and the Hanover team have arranged private hard money loans across California. We answer the phone, we explain the deal, and we close. Hanover Mortgage Company is California licensed only and arranges business purpose loans exclusively.

No Upfront Fees

Apply, and if approved you receive a free quote with all the details of the loan before you commit to anything. Mortgage broker fees apply at closing unless stated otherwise — disclosed in your quote.

Quick Approvals

Underwriting starts as soon as your quote is accepted and documentation is received. No loan committee, no bank bureaucracy.

Property Types Banks Decline

Apartments, automotive, commercial and mixed-use, non-flagged hospitality, land, light industrial and self-storage, religious properties, and residential including manufactured and mobile homes.

Direct Access, Start To Finish

You work directly with the people arranging your loan — no call center, no guessing where your file stands.

What Our Clients Have To Say

"omg! jo-ann the best person i ever meet in my life in this business. always answer all my call and always had the time to talk and explain all we asked! its been great working with jo-ann and david. super recommended"
Alonzo G.Real Estate InvestorIrvine, CA
"I am a Real-estate agent with Teles Properties a Douglas Elliman Real-estate company in Newport Beach CA. I have been working with Jo-Ann for hard money loans and with David. My clients are raving over them, how easy and stress free it is to communicate with them and even-more, they are trustworthy and they take care of their clients. I would 100% recommend them for loans."
Karen K.RealtorIrvine, CA
"Hanover Mortgage Company was very easy to work with. They helped me through the entire loan process and answered any questions I had. They were very prompt in getting me my loan and we did not have any delays. I would gladly do business with them again."
Charlie P.Real Estate InvestorTustin, CA

Why Wait? Apply Today And Work With California's GO TO Bank-Alternative Financing Company

Or call 714-838-1474 · Mon–Fri 8:00am–5:00pm

Receive updates and announcements about our financing program.